Hard Money Loans in Johnson County Texas
Fix and Flip Loan Texas provides fast, flexible hard money loans in Johnson County Texas for real estate investors seeking quick capital to acquire, renovate, or refinance investment properties.
Loan Program Overview
A hard money loan is an asset-based loan secured by real estate, focusing on the property value. Our hard money loan program is designed for speed and execution:
- Up to 85–90% loan-to-cost (LTC)
- Up to 70–75% ARV (after repair value)
- Interest-only payments
- Terms from 6–24 months
- Fast approvals based on asset value
How to Qualify
- Investment property (business-purpose loan only)
- Property value and ARV
- Scope of work (if rehab involved)
- Exit strategy (sale or refinance)
- Experience preferred but not required
Property Types Eligible
- Single-family homes
- Multi-family properties
- Commercial assets
- Mixed-use properties
- Distressed or vacant properties
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 5–10 business days
- Draws funded within 24–72 hours after inspection
Local Lending Experience
We understand Johnson County’s real estate market, including permitting timelines, inspections, and contractor availability. Near high-growth areas such as Cleburne, Burleson, and Joshua, we help investors capitalize on strong opportunities.
Benefits Over Banks
Faster approvals
Finance distressed properties
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A hard money loan is an asset-based loan secured by real estate, focusing on the property value.
Mostly loans close within 5–10 business days.
No, loans are based on the asset and deal.
Flexible credit requirements depending on the deal.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.