Construction Loans Ground Up in Hidalgo County Texas
Fix and Flip Loan Texas provides fast, flexible construction loans ground up in Hidalgo County Texas for real estate investors and developers building residential and commercial projects from the ground up.
Loan Program Overview
Our construction loan program is built for speed, flexibility, and scalability:
- Up to 85–90% loan-to-cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules tied to milestones
- Terms from 9–24 months
- Fast approvals based on project feasibility
How to Qualify
- Investment property (business-purpose loans only)
- Construction plans and scope of work
- Budget and timeline
- Builder/contractor experience preferred
- Exit strategy (refinance or sale)
Property Types Eligible
- Single-family construction
- Multi-family developments
- Commercial builds
- Mixed-use projects
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 7–14 business days
- Draws released within 24–72 hours
Local Lending Experience
We understand local permitting, inspections, and contractor conditions. Near McAllen, Edinburg, Mission, and Pharr, we help investors capitalize on rapid growth.
Benefits Over Banks
Draw-based funding
Financing for complex projects
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
We serve investors across Texas and are trusted in markets from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A loan used to finance building a property from the ground up.
Mostly loans close within 5–10 business days.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.