Commercial Property Construction in Hays County Texas

Fix and Flip Loan Texas provides fast, flexible commercial property construction financing in Hays County Texas for developers and investors building retail, office, mixed-use, and multi-unit commercial assets.

fix and flip

Loan Program Overview

Our commercial construction loans are designed for speed, scalability, and complex development projects.

Key features:

  • Up to 80–90% loan-to-cost (LTC)
  • Interest-only payments during construction
  • Flexible draw schedules tied to milestones
  • Terms from 12–24 months
  • Fast approvals based on project viability

How to Qualify

  • Investment or commercial-use property
  • Construction plans and development scope
  • Detailed budget and timeline
  • Builder or developer experience preferred
  • Exit strategy (lease-up, refinance, or sale)
  • No income documentation required.

Property Types Eligible

  • Retail centers
  • Office buildings
  • Mixed-use developments
  • Multi-family apartment projects
  • Industrial or warehouse construction

Fast Funding Timelines

  • Same-day deal review
  • Term sheet within 24–48 hours
  • Close in 10–15 business days
  • Draw disbursements within 24–72 hours after inspections

Local Lending Experience

We understand the commercial growth trends in Hays County, including San Marcos, Kyle, Buda, and Dripping Springs, driven by rapid expansion between Austin and San Antonio. With increased demand for retail and multi-family developments, knowledge of local permitting and zoning regulations, as well as contractor availability and cost fluctuations, is crucial. Near high-growth corridors, investors benefit from strong economic and population expansion, making Hays County a prime spot for commercial investment

Benefits Over Banks

Draw Schedules aligned with construction phases

Finance distressed properties

Flexible underwriting

Faster closings

No Income Docs Required

Serving Real Estate Investors Across Texas

Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.

FAQs

A loan used to finance building commercial properties such as retail or multi-family developments.

Typically within 10–15 business days.

 Yes, funds are released in stages based on construction progress.

Lease-up, refinance, or sale.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.