Commercial Property Construction Loans in Harris County Texas
Fix and Flip Loan Texas provides fast, flexible commercial construction loans in Harris County Texas. We help real estate investors and developers finance projects from land acquisition through completion. With over 1,000+ projects funded, we understand local permitting, zoning, and development timelines across Houston and surrounding areas.
Loan Program Overview
Commercial construction loans are designed to finance ground-up commercial real estate development projects, including office buildings, retail centers, industrial properties, and mixed-use developments. These loans are structured with staged draw disbursements based on construction progress.
Loan program :
- Up to 85–90% Loan-to-Cost (LTC)
- Short-term financing (12–24 months)
- Asset-based approvals
- Designed for developers and investors
How to Qualify
- Strong development plan
- Budget and scope of work
- Exit strategy (sale or refinance)
- Investment propert
- Experience preferred but flexible
Property Types Eligible
- Multifamily developments
- Retail centers
- Office buildings
- Industrial warehouses
- Mixed-use properties
Fast Funding Timelines
- Initial funding at closing
- Draw requests after milestones
- Inspections performed
- Funds released within 24–72 hours
- Final disbursement upon completion
Local Lending Experience
We understand Harris County permitting, zoning, inspections, contractor coordination, and development timelines across Houston, Pasadena, and Katy. Our team helps ensure projects stay on schedule and within budget.
Benefits Over Banks
Flexible project approvals
Faster draw disbursements
Investor-focused underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
We serve investors across Texas and are trusted in markets from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A loan used to finance ground-up commercial real estate development projects.
Most commercial construction loans close within 7–14 business days.
No, these loans are asset-based and focus on the project and property.
Funds are released in stages based on inspections and construction progress.
Office, retail, industrial, multifamily, and mixed-use developments.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.