Construction Loans Ground Up in Galveston County Texas
Fix and Flip Loan Texas provides fast, flexible construction loans for ground-up projects in Galveston County, Texas. Whether you’re building residential or commercial properties, we help you secure capital quickly and complete your project on time and on budget.
Loan Program Overview
Construction loans ground up are short-term, asset-based loans designed to finance new builds from raw land to completed property.
Key Features:
- Up to 85% Loan-to-Cost (LTC)
- Up to 70% ARV (after-repair value)
- Interest-only payments during construction
- 12–24 month terms
- Draw schedules released within 24–72 hours after inspection
How to Qualify
- Budget breakdown and timeline
- Exit strategy (sale or refinance)
- Permit-ready or shovel-ready project
- Credit flexible
- LLC and entity borrowers accepted
Property Types Eligible
- Single-family ground-up construction
- Multi-family development
- Townhome communities
- Mixed-use developments
- Small commercial builds
Fast Funding Timelines
- Submit your deal
- Receive term sheet within 24 hours
- Appraisal and underwriting
- Approval and closing
- Close in 7–14 business day
Local Lending Experience
We understand the coastal construction challenges in Galveston County including flood zones, hurricane-resistant building requirements, and local permitting regulations. From Galveston Island to League City, we guide investors through every step of the process.
Benefits Over Banks
Asset-based approvals
Competitive LTC and ARV options
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
Serving real estate investors across Texas including Galveston, Texas City, League City, Dickinson, and surrounding areas. Trusted in neighborhoods from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
These loans finance new builds from land purchase to completed property.
Most projects close within 7–14 business days.
Experience helps but is not always required.
Yes, funds are released in stages during construction.
Yes, land and construction can be financed together.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.