Hard Money Loans in Ellis County Texas
Texas Best Fix and Flip Loans provides fast, flexible hard money loans for real estate investors in Ellis County, Texas. Whether you’re acquiring, refinancing, or rehabbing properties, we help you close quickly and scale your portfolio with confidence.
Overview of Hard Money Loan Program
Hard money loans are short-term, asset-based financing designed for speed and flexibility.
Key Features:
Up to 90% purchase financing
Up to 75% ARV (After Repair Value)
Interest-only payments
Terms from 6–24 months
– Close in as little as 5–10 business days
How to Qualify
- Investment (nonowner occupied) property
- Clear exit strategy (sale or refinance)
Property with strong value or upside - No income documentation required
- Credit considered but flexible
- LLC/entity borrowers accepted
Property Types Eligible
- Singlefamily homes
- Multifamily properties (2–10 units)
- Mixeduse properties
- Fix and flip investments
- Rental properties
Fast Funding Timelines
- Submit your deal scenario
- Receive a term sheet within 24 hours
- Appraisal or BPO ordered
- Underwriting approval
- Close in 5–10 business days
Local Expertise in Ellis County
We understand Ellis County’s fast-growing real estate market. From Waxahachie to Midlothian, we help investors navigate local permits, inspections, and resale strategies.
Benefits Over Banks
Rehab financing available
Ideal for distressed properties
Flexible underwriting
Faster closings
Minimal documentation
Why Choose Texas Best Fix and Flip Loans
With 1,000+ projects funded, our Texas-based construction lending specialists offer transparent pricing and compliance with local regulations. Strong local relationships ensure smooth transactions for your real estate investments.
FAQs
A short-term, asset-based loan used by real estate investors based on property value instead of income.
Mostly loans close within 5–10 business days.
No. Loans are asset-based and focus on the property and deal.
Yes, many loans include rehab financing.
Typically 6–24 months with interest-only payments.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.