Commercial Property Construction in Ellis County Texas
Fix and Flip Loan Texas provides fast, flexible financing for commercial property construction projects in Ellis County, Texas. Whether you’re building retail, office, industrial, or multi-family assets, we help you secure capital quickly and complete projects on time.
Loan Program Overview
Commercial construction loans are short-term, asset-based financing solutions designed for developers building income-producing properties.
Key Features:
- Up to 85% Loan-to-Cost (LTC)
- Up to 70% stabilized value (ARV)
- Interest-only payments during construction
- Terms from 12–24 months
- Draw schedules with 24–72 hour funding
How to Qualify
- Shovel-ready or near-permit-ready project
- Detailed plans, budget, and timeline
- Experienced sponsor or strong project fundamentals
- Exit strategy (lease-up, refinance, or sale)
Property Types Eligible
- Retail centers
- Office buildings
- Multi-family apartments
- Mixed-use developments
- Industrial warehouses
Fast Funding Timelines
- Submit your deal scenario
- Receive a term sheet within 24 hours
- Appraisal and feasibility review
- Underwriting approval
- Close in 7–14 business days
Local Expertise in Ellis County
We understand Ellis County’s rapid growth, especially in Waxahachie and Midlothian. We help investors navigate zoning, permitting, inspections, and construction timelines.
Why Investors Choose Private Lending
Higher leverage options
Streamlined draw process
Flexible underwriting based on asset
Faster closings
Ideal for complex developments
Serving Real Estate Investors Across Texas
Serving real estate investors across Texas, including Waxahachie, Midlothian, Ennis, and Red Oak. Trusted in neighborhoods from Denver to Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A short-term loan used to finance construction of income-producing properties.
Most deals close within 7–14 business days.
Yes, both can be included.
Yes, funds are released in stages.
Preferred, but strong deals may still qualify.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.