Fix and Flip Loans in El Paso County Texas
Fix and Flip Loan Texas provides fast, flexible fix and flip financing for real estate investors in El Paso County, Texas. Whether you’re acquiring distressed properties, renovating, or refinancing mid-project, we help you execute profitable deals with speed and certainty.
Loan Program Overview
Fix and flip loans are short-term, asset-based financing solutions designed for investors purchasing, renovating, and reselling properties for profit.
Key Features:
- Up to 90% purchase financing
- Up to 100% rehab financing
- Up to 75% ARV (After Repair Value)
- Interest-only payments
- Terms from 6–18 months
- Close in as little as 5–10 business days
How to Qualify
- Non-owner occupied investment property
- Rehab scope of work and budget
- Exit strategy (sell or refinance)
- No income documentation required
- Credit considered but flexible
- LLC/entity borrowers accepted
Property Types Eligible
- Single-family homes
- Multi-family properties (2–10 units)
- Condos and townhomes
- Distressed or value-add properties
Fast Funding Timelines
- Submit your deal scenario
- Receive term sheet within 24 hours
- Appraisal or BPO ordered
- Underwriting approval
- Close in 5–10 business days
Local Lending Experience
We understand El Paso County’s real estate market, including desert climate challenges, permitting timelines, and renovation costs. From Downtown El Paso to growing suburban areas, we help investors navigate projects efficiently.
Benefits Over Banks
Rehab financing included
Experience with distressed properties
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
We serve investors across Texas and are trusted in markets from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A short-term loan used to purchase and renovate a property for resale.
Most deals close within 5–10 business days.
Yes, many loans include full rehab funding.
Experience helps, but strong deals may still qualify.
Typically 6–18 months with interest-only payments.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.