Hard Money Loans in Dallas County Texas
Fix and Flip Loan Texas provides fast, flexible hard money loans for real estate investors in Dallas County, Texas. Whether you’re flipping, refinancing, or building, we deliver speed and certainty when banks cannot.
Loan Program Overview
Hard money loans are asset-based financing solutions designed for real estate investors who need quick funding. Unlike traditional lenders, we focus on the value of the property and the deal itself.
- Loan-to-Cost (LTC) up to 90%
- Loan-to-Value (LTV) up to 75% ARV
- Interest-only payments
- Terms from 6 to 24 months
- Close in as little as 5–10 business days
How to Qualify
- Investment property (non-owner occupied)
- Clear exit strategy (sale or refinance)
- Rehab scope and budget (if applicable)
Property Types Eligible
- Single-family homes
- Multi-family (2–10 units)
- Mixed-use properties
- Fix-and-flip projects
- Ground-up construction
Fast Funding Timelines
- Submit deal scenario
- Receive term sheet within 24 hours
- Order appraisal/BPO
- Underwriting and approval
- Close in 5–10 days
Local Lending Experience
We understand Dallas County permitting, inspections, and renovation timelines. From Downtown Dallas to Plano suburbs, we help investors navigate zoning, contractor bids, and resale strategies.
Benefits Over Banks
Asset-based approvals
Finance distressed properties
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
Serving real estate investors across Texas, including Dallas, Garland, Irving, and Mesquite, as well as investors from Denver to Aurora and Fort Collins.
FAQs
A short-term, asset-based loan used by real estate investors based on property value instead of income.
Mostly loans close within 5–10 business days.
Not necessarily. We focus more on the deal and property.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.