Construction Loans Ground Up in Dallas County Texas
Fix and Flip Loan texas offers fast, flexible construction loans for ground-up projects in Dallas County, Texas. Whether you’re building residential, multi-family, or commercial properties, we provide reliable capital to help you move from land acquisition to project completion.
Loan Program Overview
Ground-up construction loans are short-term, asset-based financing solutions designed for developers and investors building properties from the ground up. We focus on the project’s viability, timeline, and projected value.
Key Features:
- Up to 85% Loan-to-Cost (LTC)
- Up to 70% Loan-to-After-Repair Value (ARV)
- Interest-only payments during construction
- Terms from 12–24 months
- Draw schedules with fast disbursements (24–72 hours)
How to Qualify
- Shovel-ready project or near permit approval
- Detailed construction budget and scope of work
- Experienced builder or developer preferred
- Clear exit strategy (sell or refinance)
Property Types Eligible
- Single-family ground-up construction
- Multi-family developments
- Townhome projects
- Mixed-use properties
- Commercial developments
Fast Funding Timelines
- Submit your deal scenario
- Receive term sheet within 24 hours
- Appraisal and project review
- Loan approval and documentation
- Close in 7–14 business days
Local Lending Experience
We understand Dallas County permitting processes, zoning regulations, and construction timelines. From Downtown Dallas to Plano and surrounding suburbs, we guide investors through local inspections, contractor approvals, and resale strategies.
Benefits Over Banks
Flexible underwriting based on project value
Experience with complex or distressed projects
Construction draw flexibility
Faster approvals and closings
No Income Docs Required
Serving Real Estate Investors Across Texas
We serve investors across Texas and are trusted in markets from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
It is a short-term loan used to finance building a property from the ground up.
Typically within 7–14 business days.
Preferably yes, but we can review deals that are near permit-ready.
Yes, many projects include land purchase and construction financing.
Funds are released in stages as construction milestones are completed.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.