A commercial construction loan provides real estate investors with capital to finance the build of a commercial property from the ground up. These loans cover everything from land acquisition to vertical construction, helping investors develop income-producing properties quickly and efficiently.

Loan proceeds can be used for various components of the project, including grading and excavation, foundation work, framing, labor, permits, materials, utility hookups, and more. Interest is typically charged only on the disbursed amount, which helps manage costs during the build phase. These loans are tailored for developers, investors, and builders who are ready to break ground and need financing that keeps pace with their construction timeline.