Construction Loans Ground Up in Cameron County Texas
Construction Loans Ground Up in Cameron County Texas provide developers and investors with fast, reliable financing for commercial, retail, office, and mixed-use projects. Fix and Flip Loan Texas has funded over 1,000 projects statewide, helping investors secure capital even when banks decline.
Loan Program Overview
Ground-up construction loans are short-term, asset-based financing solutions ideal for, Commercial office buildings, Retail centers, Industrial warehouses, Mixed-use developments
Benefits:
- Fast funding: 7–10 business days
- Flexible terms: Interest-only, customized draw schedules
- High leverage: Up to 80–85% of total project cost
- Bank alternative: Funding for bank-denied projects
How to Qualify
- Property in Cameron County or nearby commercial zones
- Minimum equity or capital contribution: 20–25%
- Detailed project plan with budget and timeline
- Basic credit review
- Compliance with Texas property codes and lender requirements
Property Types Eligible
- Office buildings
- Retail and mixed-use centers
- Industrial warehouses and distribution centers
- Multi-tenant commercial properties
Fast Funding Timelines
- Pre-approval: 24–48 hours
- Underwriting & approval: 3–7 business days
- Closing & funding: 7–10 business days
- Draw disbursement: Within 24–48 hours post-inspection
Local Lending Experience
Fix and Flip Loan Texas is licensed and trusted statewide. Our team understands Cameron County commercial real estate trends, Guides projects through inspections and permitting, Provides solutions for bank-declined projects, Offers expertise from 1,000+ funded projects
Benefits Over Banks
Asset-based approvals
Finance distressed properties
Custom schedules and terms
Close in 7–10 business days
No Income Docs Required
Serving Real Estate Investors Across Texas
Serving neighborhoods including Brownsville, Harlingen, San Benito, and Port Isabel, our team is familiar with Cameron County permitting, inspection requirements, and coastal climate considerations.
FAQs
Most commercial projects fund within 7–10 business days.
Office, retail, mixed-use, and industrial properties.
Usually not required; asset-based underwriting applies.
Up to 80–85% of total project costs.
Yes, bridge to permanent financing is possible.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.