Hard Money Loans in Cameron County Texas
Hard Money Loans in Cameron County Texas provide real estate investors with fast, flexible, and reliable financing for fix-and-flip, rehab, and investment property projects. At Fix and Flip Loan Texas, we’ve funded 1,000+ projects across Texas, giving investors the capital they need to succeed — even when banks say no.
Loan Program Overview
Hard money loans are asset-based financing solutions using your property as collateral instead of traditional income verification.
Key Benefits:
- Fast funding: Close in as little as 5–10 business days
- Flexible terms: Interest-only options, draw schedules tailored to rehab
- High leverage: Up to 70–85% of ARV or purchase + rehab costs
- No bank hassles: Perfect for bank-denied borrowers
How to Qualify
- Property located in Cameron County or surrounding neighborhoods
- Minimum equity in the property
- Clear exit strategy: sale, refinance, or rental
- Basic credit evaluation
- Compliance with Texas p
Property Types Eligible
- Single-family homes
- Duplexes and multi-family units
- Condominiums and townhomes
- Commercial properties (retail, office, mixed-use)
Fast Funding Timelines
- Pre-approval: 24–48 hours
- Underwriting & approval: 3–5 business days
- Closing & funding: 5–10 business days
- Draws for rehab work: Typically released within 24–48 hours after inspection
Local Lending Experience
Fix and Flip Loan Texas is licensed, transparent, and trusted across Texas. Our loan officers have a thorough understanding of Cameron County property trends and are skilled in navigating local inspection requirements and permitting. We provide private lending solutions for bank-declined projects and offer expertise derived from funding over 1,000 successful projects.
Benefits Over Banks
Rehab Financing Included
Experience with Distressed Properties
Custom draw schedules
close in 5–10 business days
No Income Docs Required
Serving Real Estate Investors Across Texas
Serving neighborhoods from Brownsville, Harlingen, San Benito, Port Isabel, and surrounding areas, our team knows local permitting, county-specific renovation challenges, and coastal climate considerations to keep projects on schedule.
FAQs
Most projects fund within 5–10 business days after approval.
Single-family homes, duplexes, condos, townhomes, and small commercial rehab properties.
Usually not required; asset-based underwriting applies.
Up to 70–85% of ARV or purchase+rehab costs.
Yes, bridge to permanent financing is possible.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.