Commercial Property Construction in Cameron County Texas

Commercial Property Construction in Cameron County Texas provides real estate investors and developers with fast, reliable financing for new commercial, retail, office, and mixed-use projects. At Fix and Flip Loan texas, we’ve funded over 1,000 projects across Texas, giving investors the capital they need — even when banks decline.

commercial

Loan Program Overview

Commercial property construction loans are asset-based, short-term financing solutions for developers constructing new commercial properties. Ideal projects include Office buildings, Retail centers, Industrial warehouses, Mixed-use developments

Key Benefits: 

  • Fast approval: Close in 7–10 business days
  •  Flexible terms: Interest-only, customized draw schedules
  • High leverage: Up to 80–85% of total project cost 
  • Bank alternative: Solutions for bank-denied projects

How to Qualify

  • Property located in Cameron County or nearby commercial areas
  • Equity or capital contribution of 20–25%
  • Full project plan including timeline and budget
  • Basic credit review 
  • Compliance with Texas property codes and lender guidelines

Property Types Eligible

  • Commercial office buildings
  • Retail and mixed-use centers
  • Industrial warehouses and distribution centers
  • Multi-tenant commercial properties

Fast Funding Timelines

  • Pre-approval: 24–48 hours
  • Underwriting & approval: 3–7 business days
  • Closing & funding: 7–10 business days
  • Draw disbursement: Within 24–48 hours after inspection approval

Local Lending Experience

Fix and Flip Loan Texas licensed and trusted statewide. Our team understands Cameron County commercial real estate trends, Guides projects through local inspections and permitting, Provides solutions when banks decline, Has expertise from 1,000+ funded projects

Benefits Over Banks

Custom schedules and terms

Finance distressed properties

Flexible Construction Draws

Close in 7–10 business days

No Income Docs Required

Serving Real Estate Investors Across Texas

We serve investors across Texas and are trusted in markets from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.

FAQs

Most commercial projects fund within 7–10 business days.

Office, retail, mixed-use, and industrial properties.

Usually not required; asset-based underwriting applies.

Up to 80–85% of total project costs.

Yes, bridge to permanent financing is possible.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.