Construction Loans Ground Up in Tarrant County Texas
Fix and Flip Loan Texas provides investors and developers with the capital needed to build new residential or commercial properties from the ground up. Fix and Flip Texas Loan has funded over 1,000+ real estate projects across Texas, delivering fast, flexible financing tailored to new construction.
Loan Program Overview
Ground-up construction loans fund both land acquisition and construction costs, ideal for new single-family homes, multifamily units, and small commercial projects. Funds are disbursed through draw schedules as construction milestones are completed.
Key Features
- Loan terms: 12–24 months
- Interest-only payments during construction
- Up to 85% Loan-to-Cost (LTC)
- Fast approvals and closings
- Draws released within 24–72 hours after inspection
How to Qualify
- Detailed construction plans and scope of work
- Licensed contractor or experienced builder
- Budget and timeline
- Strong exit strategy (sale or refinance)
- Land ownership or purchase contract
Property Types Eligible
- Single-family new builds
- Multifamily units
- Mixed-use properties
- Small commercial buildings
- Spec homes and subdivisions
Fast Funding Timelines
- Submit deal
- Same-day term sheet
- Underwriting & appraisal
- Close in 7–14 days
- Draws released during construction
Local Lending Experience
Tarrant County, including Fort Worth, is one of the fastest-growing markets for construction projects. We understand local permitting, zoning, and inspection requirements, including city and county building codes, to help projects stay on schedule.
Benefits Over Banks
Asset-based approvals
Finance distressed properties
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
Serving real estate investors across Texas and trusted in neighborhoods from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A loan used to finance new construction projects from land acquisition to completion.
Mostly loans close within 5–10 business days.
No. Loans are asset-based and focus on the property and deal.
Single-family, multi-family, condos, mixed-use, and distressed investment properties qualify.
Preferred but not always required.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.