Hard Money Loans in Lubbock County Texas
Fix and Flip Loan Texas provides fast, flexible hard money loans for real estate investors across Lubbock County Texas. Whether you are flipping, refinancing, or building, our asset-based lending solutions are designed for speed and results.
Loan Program Overview
Our hard money loan program is built for real estate investors who need fast access to capital.
- Loan amounts based on property value
- Up to 85-90% LTC and 70-75% ARV
- Interest-only payments
- Terms from 6 to 24 months
- Close in as little as 5–10 business days
How to Qualify
- Investment property only (business purpose loan)
- Property value and after-repair value (ARV)
- Exit strategy (sale or refinance)
- Basic borrower experience preferred
Property Types Eligible
- Single-family homes
- Multi-family properties
- Fix and flip projects
- Ground-up construction
- Distressed properties
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 5–10 business days
Local Lending Experience
We understand local market dynamics in Lubbock County, including permitting timelines, inspections, and contractor availability. Near major landmarks like Texas Tech University, we support investors in high-demand areas.
Benefits Over Banks
Rehab financing included
Finance distressed properties
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
We proudly serve investors across Texas and are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A hard money loan is an asset-based loan secured by real estate, focusing on property value rather than borrower income.
Mostly loans close within 5–10 business days.
No. Loans are asset-based and focus on the property and deal.
Flexible credit requirements depending on the deal.
Yes, rehab funds are included.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.