Construction Loans Ground Up in Ellis County Texas
Texas Best Fix and Flip Loans provides fast, flexible ground-up construction financing for real estate investors in Ellis County, Texas. Whether you’re building single-family homes, multi-family developments, or commercial assets, we help you secure capital quickly and complete projects efficiently.
Overview of Construction Loans Ground Up
Ground-up construction loans are short-term, asset-based financing solutions designed for investors building properties from the ground up.
Key Features:
Up to 85% Loan-to-Cost (LTC)
Up to 70% After Repair Value (ARV)
Interest-only payments during construction
Terms from 12–24 months
Draw schedules with 24–72 hour disbursement after inspections
How to Qualify
Shovel-ready or permit-ready project
Detailed construction plans and budget
Builder experience or strong deal fundamentals
Exit strategy (sale or refinance)
No income documentation required
Credit considered but flexible
LLC/entity borrowers accepted
Property Types Eligible
- Single-family homes
- Multi-family properties
- Townhome communities
- Mixed-use
- Commercial construction projects
Fast Funding Timelines
- Submit your deal scenario
- Receive a term sheet within 24 hours
- Appraisal and feasibility review
- Underwriting approval
- Close in 7–14 business days
Local Lending Experience
We understand Ellis County’s rapid growth, especially in Waxahachie and Midlothian. Our team helps investors navigate zoning, permitting, inspections, and construction timelines.
Benefits Over Banks
Higher leverage options
Ideal for development projects
Flexible underwriting
Faster closings
Streamlined draw process
Serving Real Estate Investors Across Texas
Serving real estate investors across Texas, including Waxahachie, Midlothian, Ennis, and Red Oak. Trusted in neighborhoods from Denver to Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A short-term loan used to finance building a property from the ground up.
Most projects close within 7–14 business days.
Yes, both can be included in one loan.
Yes, funds are released in stages as construction progresses
Experience helps, but strong deals may still qualify.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.