Construction Loans Ground Up in Hunt County Texas

Fix and Flip Loan Texas provides fast, flexible construction loans ground up in Hunt County Texas for real estate investors and developers building residential and commercial projects from the ground up.

ground up loans

Loan Program Overview

Our construction loan program is built for speed, flexibility, and scalability:

  • Up to 85–90% loan-to-cost (LTC)
  • Interest-only payments during construction
  • Flexible draw schedules tied to milestones
  • Terms from 9–24 months
  • Fast approvals based on project feasibility

How to Qualify

  • Investment property 
  • Construction plans and detailed scope of work
  • Budget and timeline
  • Builder or contractor experience preferred
  • Exit strategy 

Property Types Eligible

  • Single-family homes
  • Multi-family developments
  • Commercial construction
  • Mixed-use developments

Fast Funding Timelines

  • Same-day deal review
  • Term sheet within 24 hours
  • Close in 7–14 business days
  • Draws released within 24–72 hours after inspection

Local Lending Experience

We understand Hunt County’s construction and permitting environment. Near key areas like Greenville, Royse City, and Commerce, we help investors capitalize on growth opportunities.

Benefits Over Banks

Financing for complex projects

Draw-based funding

Flexible underwriting

Faster closings

No Income Docs Required

Serving Real Estate Investors Across Texas

We serve investors across Texas and are trusted in markets from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.

FAQs

A loan used to finance building a property from the ground up.

Mostly loans close within 5–10 business days.

Yes, funds are released in stages.

No. Loans are asset-based and focus on the property and deal.

Refinance or sale after completion.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.