Can I finance rehab costs?

Yes, rehab costs can be included in the loan and are typically disbursed in draws as the project progresses.

Hard Money Loans in Hunt County Texas

Q: What is a hard money loan?

A hard money loan is an asset-based loan secured by real estate, focusing on the property value rather than borrower income.

Q: How fast can I close?

Most hard money loans close within 5 to 10 business days, depending on the deal and documentation.

Q: Do I need income verification?

No, these loans are typically asset-based and focus on the property and overall deal rather than income verification.

Q: What credit score is required?

Credit requirements are flexible and depend on the strength of the deal, property value, and investment strategy.

Fix and Flip Loan Texas provides fast, flexible hard money loans in Hunt County Texas for real estate investors seeking quick capital to acquire, renovate, or refinance investment properties.

Loan Program Overview

Our hard money loan program is built for speed, flexibility, and execution:

Up to 85–90% loan-to-cost (LTC)
Up to 70–75% ARV (after repair value)
Interest-only payments
Terms from 6–24 months
Fast approvals based on asset value

How to Qualify

Investment property
Property value and ARV
Scope of work (if rehab involved)
Exit strategy
Experience preferred but not required

Property Types Eligible

Single-family homes
Multi-family properties
Commercial assets
Mixed-use properties
Distressed or vacant properties

Fast Funding Timelines

Same-day deal review
Term sheet within 24 hours
Close in 5–10 business days
Draws funded within 24–72 hours after inspection

Local Lending Experience

We understand Hunt County’s construction and permitting environment. Near key areas like Greenville, Royse City, and Commerce, we help investors capitalize on growth opportunities.

Benefits Over Banks

Financing for distressed properties

Fund time-sensitive opportunities

Flexible underwriting

Faster approvals and closings

No Income Docs Required

Serving Real Estate Investors Across Texas

We serve investors across Texas and are trusted in markets from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.

FAQs

What is a hard money loan?

A short-term, asset-based loan used by real estate investors based on property value instead of income.

How fast can I close?

Mostly loans close within 5–10 business days.

Do I need income verification?

No. Loans are asset-based and focus on the property and deal.

What credit score is required?

Flexible credit requirements depending on the deal.

Can rehab costs be financed?

Yes, rehab funds can be included and disbursed in draws.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.