Hard Money Loans in Hidalgo County Texas
Fix and Flip Loan Texas provides fast, flexible hard money loans in Hidalgo County Texas designed for real estate investors who need speed, leverage, and reliability to close deals and scale their portfolios.
Loan Program Overview
Our hard money loan program focuses on asset-based lending rather than traditional income verification.
Key features:
- Up to 85–90% loan-to-cost (LTC)
- Up to 70–75% ARV
- Interest-only payments
- Terms from 6–24 months
- Fast approvals and closings
How to Qualify
- Investment property only
- Purchase contract or property details
- Rehab scope (if applicable)
- Exit strategy
- Basic borrower experience preferred but not required
Property Types Eligible
- Single-family homes
- Multi-family properties
- Distressed properties
- Fix-and-flip projects
- Small commercial properties
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 5–10 business days
- Funding available immediately after closing
Local Lending Experience
We understand Hidalgo County’s real estate market, including permitting timelines, inspections, and contractor availability. Near high-growth areas such as McAllen, Edinburg, Mission, and Pharr, we help investors capitalize on strong fix and flip opportunities.
Benefits Over Banks
Higher leverage for rehab projects
Finance distressed properties
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
We serve investors across Texas and are trusted in markets from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A short-term, asset-based loan used by real estate investors based on property value instead of income.
No. Loans are asset-based and focus on the property and deal.
Mostly loans close within 5–10 business days.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.