Commercial Property Construction in Hidalgo County Texas
Fix and Flip Loan Texas provides fast, flexible commercial property construction financing in Hidalgo County Texas for real estate investors and developers building income-producing properties.
Loan Program Overview
A commercial construction loan is a loan used to finance building or redeveloping commercial real estate.
Loan Program:
- Up to 80–85% loan-to-cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules tied to milestones
- Terms from 9–24 months
- Designed for ground-up and redevelopment projects
How to Qualify
- Commercial or mixed-use property
- Detailed construction plans and budget
- Builder or contractor experience
- Clear exit strategy (refinance or sale)
Property Types Eligible
- Office buildings
- Retail centers
- Multi-family developments (5+ units)
- Industrial properties
- Mixed-use developments
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 7–14 business days
- Draws funded within 24–72 hours after inspections
Local Lending Experience
We understand Hidalgo County’s construction environment, including permitting, zoning, and inspection requirements.Near high-growth areas such as McAllen, Edinburg, Mission, and Pharr, we help investors capitalize on expanding development opportunities.
Benefits Over Banks
Financing for complex projects
Draw-based funding
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A loan used to finance building or redeveloping commercial real estate.
Mostly loans close within 7-14 business days.
Yes, funds are released in stages based on project progress.
No, loans are asset-based and focus on project viability.
Typically refinance into long-term financing or sell the property.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.