Construction Loans Ground Up in Hays County Texas
Fix and Flip Loan Texas provides fast, flexible construction loans ground up in Hays County Texas for investors building residential and commercial properties from the ground up
Loan Program Overview
A construction grounds up is a loan used to finance building a property from the ground up.
Loan Program:
- Up to 85–90% loan-to-cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules
- Terms from 9–24 months
- Fast approvals based on project feasibility
How to Qualify
- Investment property only (business-purpose)
- Construction plans and scope of work
- Budget and timeline
- Contractor or builder experience preferred
- Exit strategy (sell or refinance)
Property Types Eligible
- Single-family ground-up builds
- Multi-family developments
- Commercial construction
- Mixed-use projects
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 7–14 business days
- Draws released within 24–72 hours after inspections
Local Lending Experience
We understand the Hays County market, including San Marcos, Kyle, Buda, and Dripping Springs, where rapid growth between Austin and San Antonio drives strong population growth and housing demand. Local insights include city-specific permitting timelines, inspection requirements, and contractor availability and costs, making it a prime spot for investors looking to capitalize on these trends.
Benefits Over Banks
Transparent draw process
Experienced construction lending team
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A loan used to finance building a property from the ground up.
Typically within 7–14 business days.
Yes, funds are released in stages as construction progresses.
Sell or refinance.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.