Hard Money Loans in Hays County Texas
Fix and Flip Loan Texas provides fast, flexible hard money loans in Hays County Texas for real estate investors looking to close quickly and scale their portfolios with confidence.
Loan Program Overview
Our hard money loans are asset-based, meaning we focus on the value of the property—not your income.
Key features:
- Up to 85–90% loan-to-cost (LTC)
- Up to 70–75% ARV
- Interest-only payments
- Terms from 6–24 months
- Fast approvals and closings
How to Qualify
- Investment property (no owner-occupied loans)
- Purchase contract or property details
- Rehab scope (if applicable)
- Exit strategy (flip, refinance, or hold)
- Experience preferred but not required
Property Types Eligible
- Single-family investment homes
- Multi-family properties
- Distressed or off-market deals
- Fix and flip projects
- Small commercial properties
Fast Funding Timelines
- Same-day deal analysis
- Term sheet within 24 hours
- Close in 5–10 business days
- Immediate funding after closing
Local Lending Experience
We understand Hays County's real estate dynamics, including San Marcos, Kyle, Buda, and Dripping Springs, where rapid population growth drives demand. Local insights include permitting timelines and city-specific requirements, contractor availability and labor costs, and inspection and appraisal considerations. Near major growth corridors between Austin and San Antonio, investors benefit from strong appreciation trends, making it a prime spot for investment
Benefits Over Banks
Higher leverage options
Finance distressed properties
Flexible underwriting
Faster closings
No Income Docs Required
Serving Real Estate Investors Across Texas
Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A short-term, asset-based loan used by real estate investors based on property value instead of income.
Mostly loans close within 5–10 business days.
Up to 90% LTC and 75% ARV.
Sell or refinance the property.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.