Bridge Loans in Galveston County Texas

Fix and Flip Loan Texas provides fast, flexible bridge loans for real estate investors in Galveston County, Texas. Whether you are acquiring, refinancing, or stabilizing a property, our bridge loan programs help you move quickly and capitalize on opportunities.

Loan Program Overview

Bridge loans are short-term, asset-based financing solutions used to “bridge” the gap between purchase and long-term financing or resale.

Key Features:

  •  Loan terms: 6–24 months
  •  Interest-only payments
  •  Up to 85–90% Loan-to-Cost
  •  Up to 70–75% ARV
  •  Closings in 5–10 business days

How to Qualify

  • Non-owner occupied investment property
  • Clear exit strategy (sale or refinance)
  • Strong deal fundamentals

Property Types Eligible

  •  Single-family homes
  •  Multi-family properties
  •  Mixed-use buildings
  •  Small commercial properties

Fast Funding Timelines

  • Submit your deal
  • Receive term sheet within 24 hours
  • Appraisal or BPO ordered
  • Underwriting approval
  • Close within 5–10 business days

Local Lending Experience

We understand Galveston County’s coastal real estate market, including flood zone regulations, insurance requirements, and renovation challenges. From Galveston Island to League City, we help investors navigate local requirements efficiently.

Benefits Over Banks

Asset-based approvals

Finance distressed properties

Higher Leverage

Faster closings

No Income Docs Required

Serving Real Estate Investors Across Texas

Serving real estate investors across Texas, including Galveston, Texas City, League City, and Dickinson. Trusted in neighborhoods from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.

FAQs

A bridge loan is a short-term loan used to acquire or refinance a property quickly.

Most bridge loans close within 5–10 business days.

No, loans are based on the property value.

Yes, many bridge loans include rehab funding.

Typically 6–24 months with interest-only payments.

Get Started Today

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.