Commercial Property Construction in El Paso County Texas
Fix and Flip Loan Texas provides fast, flexible financing for commercial property construction projects in El Paso County, Texas. Whether you’re developing retail, office, industrial, or multi-family properties, we deliver speed, leverage, and execution certainty from ground-breaking to completion.
Loan Program Overview
Commercial construction loans are short-term, asset-based financing solutions designed for developers building income-producing properties.
Key Features:
- Up to 85% Loan-to-Cost (LTC)
- Up to 70% stabilized value (ARV)
- Interest-only payments during construction
- Terms from 12–24 months
How to Qualify
- Shovel-ready or near-permit-ready project
- Detailed plans, budget, and timeline
- Experienced sponsor or strong project fundamentals
- Exit strategy (refinance, lease-up, or sale)
Property Types Eligible
- Retail centers
- Office buildings
- Multi-family apartments
- Mixed-use developments
- Industrial and warehouse projects
Fast Funding Timelines
- Submit your deal scenario
- Receive a term sheet within 24 hours
- Appraisal and feasibility review
- Underwriting and approval
- Close in 7–14 business days
Local Lending Experience
We understand El Paso County zoning, permitting timelines, and development challenges. From Downtown El Paso to expanding suburban corridors, we guide investors through inspections, approvals, and market positioning.
Benefits Over Banks
Focus on asset and project viability
Higher leverage for qualified deals
Streamlined draw process
Ability to fund complex projects
No Income Docs Required
Serving Real Estate Investors Across Texas
Serving real estate investors across Texas, including El Paso, Horizon City, Socorro, and surrounding markets. Trusted in neighborhoods from Denver to Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A short-term loan used to finance construction of income-producing properties.
Most deals close within 7–14 business days.
Yes, both can be included.
Yes, funds are released in stages.
Preferred, but strong deals may still qualify.
Get Started Today
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario to receive same-day feedback and get started on securing the funding you need.